Make your finances a powerful relationship enhancer

| February 13, 2017

Couples are often counseled to discuss their finances in order to ensure a happy relationship.  Certainly, money issues can be a significant source of stress in any relationship between spouses, parents and their children or even business partners. 

Continue reading...


Emergency savings for life in the military

| February 6, 2017

Type “emergency savings” into Google, and you’ll find hundreds of articles on the subject that all promote the same general message: you should save and maintain roughly 6 months’ worth of income for unexpected expenses.

Continue reading...


The changing terrain: Military families react to annual pay raise

| July 8, 2016

When it comes to benefits, military families (commissioned officers and senior NCOs in pay grades E-5 and above with household incomes of at least $50,000) unsurprisingly rank basic pay as the most important.

Continue reading...


Four personal finance tips every servicemember should follow

| June 6, 2016

It’s the most basic rule of personal finance: spend less than you earn. Of course, it can seem like everyone’s out to separate you from your hard-earned money, from the luxury purse vendor outside the exchange to the Harley Davidson dealer’s tent packed with salesmen ready to give you a “great” finance rate.

Continue reading...


Servicemember families reining in holiday spending

| December 14, 2015

America’s career military families intend to tighten their belts again this holiday season, making gift spending a major focus of their frugality.

First Command’s annual holiday spending survey reveals that 94 percent of middle-class military families (commissioned officers and senior NCOs in pay grades E-6 and above with household incomes of at least $50,000) plan to cut back this year, statistically unchanged from the past three years.

Continue reading...


Planning ahead for the 2016 tax season

| November 30, 2015

Compared to previous years, 2015 has been relatively quiet regarding tax law changes. Congress saw fit to extend a handful of tax breaks that threatened to expire annually in years past, but there are no significant changes to complicate the tax filing process.

Continue reading...


Prepare for the effects of DoD downsizing and sequestration with emergency savings

| December 15, 2014

Defense downsizing means big changes for America’s career military. As a Financial Advisor for military families, I speak with folks daily who share concerns about what the future holds in terms of career advancement, involuntary separations and changes to benefits.

Continue reading...



Financial concerns prompt military families to trim Thanksgiving plans

| November 3, 2014

Financial uncertainty and concern is prompting a record number of middle-class military families to kick off this year’s holiday spending season with a leaner Thanksgiving celebration.

First Command’s annual Thanksgiving spending survey reveals that 82 percent of middle-class military families say their Thanksgiving plans will change as a result of the current economic situation.

Continue reading...



Servicemembers saving more in face of sequestration concerns

| September 4, 2014

Worries over sequestration and defense downsizing are continuing to drive a savings surge in America’s career military, with those who work with a financial advisor putting away the most dollars for both near- and long-term goals.

Continue reading...



Building your retirement game plan: When should I start taking Social Security? (Part 2 of 5)

| August 13, 2014

As you approach an eligible retirement age, it is increasingly important to fine-tune your financial plan to your specific retirement situation – especially in regards to your Social Security benefits.

Continue reading...